Financial Services
Leasing with Dictronics is a great way to acquire your new system. We have low interest financing programs and high credit approval rates. Dictronics can provide dedicated sales, and operational support along with state of the art technology to handle the full breadth of our solutions.
Sustains Your Competitive Edge
Market forces, new financial strains, new organizational structures all add up to a need for flexibility. When you select new technology, you might wonder if it will be replaced by a faster, more powerful alternative next year, or even next month. Leasing helps you avoid the risks of ownership because you pay only for the use of the equipment. When the lease expires, you can buy the equipment, trade it in for the latest technology, or simply walk away (depending on the type of lease they choose). With leasing, you can put a technological "safety net" in place so your company’s competitive edge is never dulled by the process of moving up to faster, larger, or different equipment.
Conserves Capital
Leasing lets you keep capital free for investment or other business expenses instead of tying it up in fixed assets. Profits from these investments offset the cost of the lease -- you don't have to own an asset to make money using it.
Generates Profits
You can reinvest the cash you conserve into inventory or new marketing promotions -- investments that can bring real profits to your businesses.
Preserves Existing Credit Lines
Leasing gives you a new source of credit for present and future needs, while your existing bank lines remain intact for other uses.
100% Financing
Unlike bank loans, leasing means no down payment, no deposits, and no required compensating balances in most cases. Installation, wiring, maintenance, taxes, shipping charges, and even software costs may be included in your monthly payment.
Tax Advantages
Leasing offers important tax benefits that reduce your cost of obtaining equipment. Depending on the type of lease you choose, you may be able to write off the entire monthly payment as an operating expense or capitalize the outlay.
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Budgeting Advantages
Leasing guarantees a fixed monthly payment amount for the length of the lease term, so it's easy for you to forecast your equipment expenses. It also gives you the flexibility to obtain unplanned-for-equipment -- operating budgets may easily accommodate a monthly payment, but capital budgets often can't be stretched to allow for an outright purchase.
Pay as You Go, Not Up Front
With leasing, you pay for equipment as you enjoy the benefits of using it.
Perfect Solution for Expanding Businesses
Your lease will have the flexibility to upgrade to the newest releases, features and functionality as they become available. Leasing is often the financing solution of choice for businesses that hesitate to buy equipment because they fear it will become obsolete before they can fully depreciate it.
*Be sure to consult with your tax consultant or tax advisors regarding the tax consequences of leasing and financing transactions.
Dictronics has two primary leasing offers to fit our customer’s business models.
FAIR MARKET VALUE
Our most popular is the “Fair Market Value” (FMV) or Operating Lease which provides flexibility at the lowest monthly payment. Many customers take advantage of either a 36 or 60 month FMV Lease. Customers who choose the FMV lease enjoy a low monthly number, tax benefits and ability to refresh to the next new technology at the end of the term.
FINANCE LEASE
A Finance Lease is for those who want to own at the end of the lease but want to do so while protecting your business’s cash position. At the end of the lease term, you have the option to purchase your communications system for a $1.00 buyout. These leases typically run for 60 months